Trustee

PMR Fiduciary Services acts as a Trustee, Co-Trustee, Successor Trustee or Co-Successor Trustee. The following are services we offer in trust administration. Oversee an investment portfolio, collect rent, run a business, distribute income and principal according to the plan outlined in the Trust, oversee the tax aspects of investments and distributions, and filing necessary tax forms, maintain detailed financial records regarding the trust assets, handle daily financial matters for beneficiaries, and pay the grantor's bills and expenses.

Advanced Planning Services/ Power of Attorney

When an individual or a couple has no family available to help with care as they age or become disabled, we can provide for that care when the need arises. With the aid of the client's attorney, an agreement is drawn up detailing the express wishes and desires for future care and management. Under a Power of Attorney agreement, one party (a principal) gives to another (the agent - PMR Fiduciary Services) the authority to act in expressed capacities. Duties can include healthcare decisions, managing daily financial matters, investment selection, placement choices, or end of life decisions. The person granting the power of attorney must have capacity when implementing the power of attorney. A "durable" power of attorney grantspowers to the agent even after the principal is unable to handle his/her affairs.

Representative Payee 

We offer the service of representative payee to receive income and disperse monies to pay for expenses for a person receiving benefits from Social Security, Veterans' Administration, Railroad Retirement, Welfare Assistance or other state or Federal benefits or entitlement programs.

Conservator 

PMR Fiduciary Services offers both Conservatorships of Person and Estate. Conservatorship of Person involves a court appointment as the oversight manager of a person who is unable to safely manage his or her own personal needs. Personal needs can include management of a person's healthcare, living arrangements, caregivers, and all other individual needs. Conservatorship of Estate involves a court appointment of an oversight manager of a person's financial needs. Those needs can include day-to-day bill payment, investment management, management of owned businesses and/or real estate, and management of income. The court appoints a conservator when it has becomes clear that the conservatee is unable to handle his or her own personal/financial affairs and is unable to make an informed decision or because they may be a harm to themselves or others.

Guardian

We are available to provide services as a legally appointed Professional Guardian. As a guardian we provide services for children. Impairment can be a result of developmental disability, mental illness, accident or other causes. We also can be appointed a co-guardian with a geographically distant family member. Services can include day-to-day personal management, management of finances and prudent investment of assets for the ward's care.

Long Distance Care Management

For families living at a distance, our staff can be the "eyes & ears" watching over a client's physical and cognitive status. Our staff reports any concerns that we note in changes in the individual's ability to live independently, including impairments or a decreasing ability to safely live alone. We can provide all case management and care through our staff or contracted home care companies.

Financial Services

PMR Fiduciary Services can aid a client in remaining independent by assisting them with budgeting and bill paying. This can be done on a short-term or long-term basis. If the client is satisfied with our services we can also be appointed as a trustee, conservator, or an agent under a power of attorney for future care needs. Contracting for financial services is a method for clients to "sample" the quality, caring service that we provide.

Needs Assessment

A comprehensive visit to a client's home to assess services needed, options for home care, additional home services, possible medical solutions or potential placement are all reviewed to provide an all encompassing care plan. We make referrals to medical (primary care & specialists) and professional specialists (CPA's, attorneys, financial planners, stock brokers) and recommend home care options, meal services, and emergency response systems. Additionally, we can review pertinent legal documents and medical records. The care plan will also suggest intervention strategies for families coping with difficult decision-making.

Legal Health Assessment

Sometimes attorneys, bank trust departments, or family members need an assessment of a client's/family member's present cognitive/physical status to determine an appropriate course of action. Our staff physician (A board certified Physical Medicine & Rehabilitation Specialist) visits the client and evaluates his/her physical, cognitive, and mental status, activities of daily living, adequacy of past and current medical care, unaddressed health issues, and other miscellaneous medical issues and writes a comprehensive report. That report details all issues discovered in the home visit and suggests a plan of care for the individual.

Placement Assistance

A trained professional visits with the client in his/her current residence and recommends a selection of appropriate residences, including assisted living, extended care, skilled nursing, board & care or life care residences. We can assist with any level of care/assistance needed. Services can include:

• Accompanying the client on a visit to evaluate recommended living sites.
  

• Arranging for and completing all the paperwork required to move the Client to the new residence.
  

• Assisting the client/family in inventorying personal possessions and making arrangements for moving/setting up client's furniture/personal possessions at the new residence.
  

• Arranging for shipping unwanted personal possessions to the client's family OR arranging for the storage or appraisal and sale of client's unneeded furniture/car/personal possessions.
  

• Arranging for the listing and sale of the client's home.
  

• Acting as a Limited Power of Attorney at the closing of the home.
  

Consultations

Often families or individuals are faced with a short-term problem that requires information in order to make a decision regarding an appropriate action plan. When family members are faced with making a choice, consulting with a Professional Fiduciary helps to quickly identify the problem and the best possible solutions. We are available for one or more confidential individual sessions to counsel on best choice options.

Aid to Surviving Spouse

Assist surviving spouse in estate administration in completing the following tasks:

• Process life insurance policies
  

• Apply for Social Security Benefits
  

• Apply for private pension benefits
  

• Apply for annuity benefits
  

• Inventory assets & liabilities
  

• Create a budget, after income is determined
  

Re-establish credit (if all credit was in the deceased spouse's name)

• Notify all appropriate businesses, government entities of the death of the spouse
  

Help spouse in selecting advisory team (if not already in place):

• Banker, Tax Accountant, Stock Broker, Financial Planner, Attorney, Healthcare Professionals
  

Educate surviving spouse in the following:

• Managing checking accounts/ investments (if so desired)
  

• Making quarterly estimated tax payments for federal & state
  

• Understanding investing and prudent investor methods
  

• Recognition of possible scams/get rich quick schemes/unethical, dishonest programs that prey on elders
  

• Use of online banking/investing (if so desired)
  

Establish a maintenance schedule for:

• Home/landscape
  

• Automobiles, RVs, etc.
  

Daily Money Management/ Banking

Handling of one's finances can become daunting as they age. We are available to:

• Sort mail & organize bills for payment
  

• Determine if bills are valid
  

• Dialogue with creditors over disputed charges
  

• Write checks using Quicken/QuickBooks software
  

• Update family on a regular basis regarding financial management if a client so desires
  

• Balance/Reconcile checking/savings account monthly
  

• Communicate with client's investment broker (as it relates to cash flow)
  

• Deposit monthly income checks if client is unable to travel to bank
  

• Cash flow analysis
  

• Income & expense reports to client & family (if client so desires)
  

• Evaluate current banking/credit card needs
  

• Make recommendations to maximize checking/saving/money market funds/CDs and credit cards
  

• Review credit card usage
  

• To determine if credit could be used more wisely or more cost effectively
  

Household Management

Maintaining a home can sometimes be an overwhelming task as a person ages. We can arrange for:

• Home maintenance/repair services
  

• Setting up a filing system to maintain financial, medical, & investment records
  

• Check residence when the client is absent
  

• Set up a phone checking system so that client is phoned each day to assure safety, health
  

• Accompany client to visit senior living residences/assisted living/skilled nursing homes in the area
  

We have the experience and knowledge to aid our clients in choosing the best living situation for their life circumstance. Plan budgets for all stages of life

Medical Claims/ Insurance

• Handle all medical claims including preparation/submission, tracking, appealing denials.
  

• Negotiate/confer with health care providers/clinics/hospitals (regarding fees, bills, etc)
  

• Review all hospital bills for appropriateness of charges
  

• Evaluate health/life/long term care/disability insurance plans
  

          -For appropriate levels of coverage & to eliminate duplication

Payroll

• Interview & hire in-home caregivers - check references/credit & criminal records
  

• Handle compensation insurance/paperwork for employees
  

• Prepare payroll checks if decision is made to hire a private in-home caregiver
  

• Maintain payroll records
  

• Prepare quarterly payroll returns
  

• Pay unemployment insurance/work comp. insurance
  

Life Planning

• Provide financial counseling to stay within monthly income
  

• Evaluate monthly income/expenses to make recommendations regarding increasing income and decreasing expenses
  

• Plan & track budgets
  

• Develop Net Worth Statements
  

• Act as a mediator in discussions with family members regarding estate management & planning
  

• Provide information on insurance issues for seniors
  

• Liaison with broker as related to asset allocation
  

Major Purchases

• Assess debt levels & recommend lending/financing institutions for major purchases
  

• Assist client with thorough research via the internet prior to purchase of any major appliance/automobile/home
  

• Accompany client to assist in making an informed choice when purchasing major appliances/automobile/home
  

Pet Care/ Placement 

Short term care:

• Veterinary & grooming care
  

• Kennel boarding
  

• In home pet sitting
  

Long Term Placement

• Permanent placement in a qualified, loving home
  

Moving Services

Our Staff can:

Assist client in inventorying their personal possessions

• Help determine which items to move, give to family, sell or donate
  

Hire an appraiser who can conduct an estate/moving sale

Arrange for moving companies to bid on packing/moving services

• Aid in decision making regarding mover
  

Make arrangements for flights/transportation to new location

• Hire medical personnel to accompany client on flight, if needed
  

Arrange to have car transported to the new location

Sale of Real Property

As an unbiased resource, we can:

• Interview a number of real estate agents
  

• To determine sales price of house
  

• Which will do the best job representing client and marketing client's home
  

• Assist in the contract negotiation process
  

• Arrange for any repairs as noted in the property inspection report
  

• Accompany client to the closing
  

• Act as Power of Attorney (limited to property closing only) if client is unable to attend the closing
  

• Make arrangements for short term housing if needed
  

Notary Services

We have a full time Notary on duty at all times

• Available to notarize documents in your residence
  

Social Support

• Community Referrals
  

• Liaison between professionals & client or the client and their family
  

• Arrange transportation to appointments/grocery shopping
  

• Arrange for home services
  

• Refer to social support agencies
  

• Act as a Patient Advocate in the Healthcare system when needed
  

• Assist with Funeral preparations/preplanned services or recommend local services/cemeteries
  

Services

"Thanks for all your help over the last year and a half.  I have been impressed with the care and detailed attention you paid my Father, and your poise in working through a complicated family situation.  I have also been impressed with your team, their responsiveness, and the fact that they’ve demonstrated the same kind of commitment to excellence that you have."  

Randy                       San Francisco, CA

3343 Vincent Road, Suitce C | Pleasant Hill, CA 94523 | ph. 925.627.1593 | f. 925.627.1597

 info@pmrfiduciary.com | www.pmrfiduciary.com

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3343 Vincent Road, Suitce C | Pleasant Hill, CA 94523

 info@pmrfiduciary.com | www.pmrfiduciary.com