Pat McVey-Ritsick, CLPF, NCG and Joseph Ritsick, MD are both available to speak to your group,  association or gathering. Below is a sampling of some of the topics that they can present:

Transitions  - Caring for an Elderly Parent
This class discusses the signs of aging and the transition of caring for an aging parent. We'll discuss all the necessary steps involved in caring for a parent's physical, psychological, and financial needs. The class will highlight how to select in-home care providers; the  different levels of assisted living/nursing homes/life care centers and how to go about choosing the best environment for your parent.

Common Medical Issues of the Elderly
This topic covers most of the common medical issues that arise as a person ages.  This class focuses on the strategies to manage these issues, have appropriate oversight and knowledge of medical issues in order to advocate for the best care for an elder.

Death & Dying:  Advocating for a “Good Death”
This presentation covers all aspects of  caring for an individual at the end of life and assuring a comfortable death.   We discuss psychological, spiritual, social/family, and physical/medical issues that occur during the dying process.

Working With Care Managers & Caregivers
This presentation examins why an individual might hire a care manager and/or caregivers, questions to ask in the hiring process, contract language, oversight of either care managers/caregivers, and potential problems that may arise

Advanced Directives, Do Not Resuscitate and POLST Forms (Physician's Order for Life Sustaining Treatment)
A discussion of when then forms are used, what they do and do not cover, when ventilators, feeding tubes, cardiopulmonary resuscitation and other assistive devices are and are not beneficial in care giving.

Physical  and Cognitive Changes Associated  with Aging
This presentation covers all of the "typical" changes associated with the different stages of aging. The focus is on  what to expect, symptoms and signs, and how to delay some of the disabling changes associated with aging.

How to Prepare Legally & Financially  for the Changes Associated with Aging
This topic encompasses the preparations  needed to ensure that a person's care and finances are handled in an  ethical/caring manner. Discussion will include Powers of Attorney (for both  healthcare and finances), Trusts, Wills,  Representative Payee, Conservatorships,  and Healthcare Directives. The pros and cons of each type of advanced planning  will be discussed.

Preventing Falls in the Elderly
The #1 reason that people enter a nursing home is because of injuries resulting from falls. We outline the reasons for  falls and how to prevent them. We detail the physical, cognitive,  medication, and home changes to make to
improve an elder's chances of remaining  mobile.

Pain Management for the  Elderly
As we age, most people will experience pain  due to aging joints, arthritis, cancer or injuries. Learn about the newest  methods/medications for pain management. You don't have to suffer in pain!

Fit for Life
The  "normal" signs of aging are NOT "normal". Learn how to prevent the commonly associated signs of aging and make your remaining years productive and enjoyable. We discuss how activity, diet, intellectual stimulation and attitude all prepare one for quality "Golden Years".

Preparing for the Inevitable - When Your Spouse Passes On 
This presentation covers all of the steps  involved in closing an estate after the death of a spouse. We explain what to  expect when planning for a funeral/burial, how to apply for surviving spouse  and/or death benefits for social security, pensions, the VA,  and annuities.  We'll discuss the basics of probating an estate or handling trust  activities.

Organizing Your Finances & Balancing  Your Checkbook 
Many widowed persons have never paid  bills, reviewed brokerage reports, worked with a tax accountant or managed their investments. This class will  cover analyzing and paying monthly expenses, establishing a monthly spending  plan, reading a brokerage report, organizing information for tax returns and balancing a checkbook.

Basic Investing
This class details the basics of investing - what is the stock market, what is a stock, bond, CD, Mutual Fund, ETF, Limited Partnership, and Money Market account. We will discuss how to open a brokerage account and how to access your bank accounts and brokerage accounts online.

Understanding the Stock Market 
This class covers how the stock market functions, the different markets, the multiple methods of selecting stocks, how  one can research companies on the internet and trading online.

Understanding Mutual  Funds 
There are now more mutual funds than stocks! Learn the differences between equity and income funds, domestics vs.  international funds, value vs. growth funds, why diversification is important  and what fees are associated with
mutual funds.

Analyzing Mutual Funds for Your  Portfolio
Using Morningstar Mutual Fund pages, we'll cover how to determine if your funds are performing well and what it
costs you not only to buy the fund but annual "hidden" expenses that eat away returns.

Finding Great Advisors &  Professionals
How to interview and hire a Stockbroker,  Financial Planner, Attorney, Physician, Bookkeeper and CPA/Enrolled Agent who all work for  your benefit. Will give you tips and questions to ask to find those advisors who mesh with your philosophy of investing, healthcare and financial  management.

PMR Fiduciary Services   535 Main St., Martinez, CA  94553
925.627.1593-Office 925-627-1597-Fax  info@pmrfiduciary.com